Reason to Choose Us
* Applying with us won't affect your credit score. We use Soft Searching Technology which means even if you're unsuccessful; it won't go against your credit file.
* We offer loans to people who may have struggled with credit in the past. You'll need to be over 18, an Irish or UK resident and be able to afford repayments.
* We're a direct lender not a broker. We'll NEVER charge you a fee to consider your application.
* We'll give you a conditional decision in just minutes.
* You don't have to be a homeowner, we offer tenant loans and loans to people living with their parents too.
* You can borrow from 1,000 up to 50,000 over 12 to 250 months, for almost any purpose. Loans not for gambling or illegal purposes.
Easy Loan Approvals
With Pacific Finance, you're more than just your credit score. Here at everyday we look at your credit future, not just your credit history. As such even if you have had problems with credit in the past, we may be able to help.
Fast and Free
There are 3 simple steps to apply at Pacific Finance - Start your loan application online, over the phone or in any of our office, You’ll get a quick decision.
No Charges/Fees
We don’t charge any administration fees or charges! Got extra funds? You can make lump sum repayments or pay back your loan early with no penalty! Why go anywhere else?
Easy Payment Options
Make loan payments with our handy direct debit facility! You can also make extra payments via our online banking facility, Electronic funds transfer from a bank account, by debit card or over the phone!